Chase · checked Nov 8, 2026

Sapphire Reserve Annual travel credit

The Sapphire Reserve Annual travel credit pays $300 a year. Resets on your card account anniversary, not on January 1.

Amount
$300 a year
Resets
Resets on your card account anniversary, not on January 1.
Enrollment
Not required
Timing
Counts when the charge posts. A credit can post a few days after you use it.
What counts
Applies automatically to travel purchases. Resets on your account anniversary.

How not to lose it

It resets on your account anniversary, which most people don't know off-hand — note the date. Credit Cadence tracks it alongside every other Sapphire Reserve credit, shows what's left, and reminds you before it resets.

Questions

How much is the Sapphire Reserve Annual travel credit?

$300 a year — up to $300 a year.

When does the Sapphire Reserve Annual travel credit reset?

Resets on your card account anniversary, not on January 1.

Do I need to enroll for the Sapphire Reserve Annual travel credit?

No enrollment is needed; it applies when an eligible purchase is made with the card.

Does unused Annual travel credit roll over?

No. Whatever isn't used by the end of the period is gone, which is why it's worth tracking the reset dates.

What counts for the Sapphire Reserve Annual travel credit?

Applies automatically to travel purchases. Resets on your account anniversary.

Other Sapphire Reserve credits

Source: Chase, checked Nov 8, 2026. Terms change; confirm with Chase. Credit Cadence is independent and not affiliated with Chase.