Capital One · checked Nov 8, 2026
Venture X benefits and credits
The Venture X has 2 recurring statement credits worth up to $300 a year at face value, against a $395 annual fee. Here is every one: what it pays, when it resets and whether you need to enroll.
| Credit | Amount | Resets | Enroll? |
|---|---|---|---|
| Capital One Travel credit Used at checkout in Capital One Travel. Expires on your account anniversary. | $300 a year | Resets on your card account anniversary, not on January 1. | No |
| Global Entry / TSA PreCheck Once every 4 years from your last credit. | $120 every 4 years | Counts from the date of your last credit. | No |
Is the Venture X worth it?
On paper the credits cover the fee only partly (76%). In practice they're spread across 2 separate credits on quarterly, half-yearly and yearly clocks, and anything unused simply disappears. The honest number is what you actually use, valued at what you'd have paid anyway — that's what Credit Cadence's keep-or-cancel view shows, in your own numbers.
Questions
How many statement credits does the Venture X have?
2: Capital One Travel credit, Global Entry / TSA PreCheck.
How much are the Venture X credits worth?
Up to $300 a year at face value, plus $120 Global Entry / TSA PreCheck every 4 years. They're only worth that if you use each one before it resets.
What is the Venture X annual fee?
$395 a year, as published by Capital One on Nov 8, 2026.
When do Venture X credits reset?
It depends on the credit: Resets on your card account anniversary, not on January 1. Counts from the date of your last credit. Unused credit generally doesn't roll over.
Is the Venture X worth the annual fee?
Only if the credits you actually use — valued at what you'd have paid anyway — plus the card's other perks add up to more than $395. Face value alone is $300 a year; most people use some credits fully and others not at all.
Source: Capital One, checked Nov 8, 2026. Benefits and terms change; confirm with Capital One. Credit Cadence is independent and not affiliated with Capital One.
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