American Express · checked Nov 8, 2026
Amex Platinum benefits and credits
The Amex Platinum has 12 recurring statement credits worth up to $2,994 a year at face value, against a $895 annual fee. Here is every one: what it pays, when it resets and whether you need to enroll.
| Credit | Amount | Resets | Enroll? |
|---|---|---|---|
| Hotel credit (FHR / Hotel Collection) Prepaid bookings through Amex Travel. Counts when the booking charge processes by 30 Jun or 31 Dec, not when you stay. | $300 every six months | Resets on January 1 and July 1. | No |
| Resy credit Qualifying U.S. Resy restaurants. | $100 a quarter | Resets on January 1, April 1, July 1 and October 1. | Yes |
| Digital entertainment credit Disney+, ESPN, Hulu, NYT, Paramount+, Peacock, WSJ, YouTube Premium/TV, bought direct. | $25 a month | Resets on the 1st of every month. | Yes |
| lululemon credit U.S. stores (not outlets) and lululemon.com. | $75 a quarter | Resets on January 1, April 1, July 1 and October 1. | Yes |
| Uber Cash $15 a month, $35 in December. Arrives as Uber Cash in the app. Add the card to Uber directly. | $15 a month ($35 in December) | Resets on the 1st of every month. | Yes |
| Walmart+ credit One monthly Walmart+ fee, plus tax. | $12.95 a month | Resets on the 1st of every month. | No |
| Equinox credit Eligible U.S. Equinox memberships or Equinox+. | $300 a year | Resets on January 1. | Yes |
| CLEAR+ credit Annual CLEAR+ membership paid with the card. | $219 a year | Resets on January 1. | No |
| Airline fee credit Incidental fees on the one airline you pick in your Amex account. | $200 a year | Resets on January 1. | Yes |
| Oura Ring credit Oura Ring bought at ouraring.com. | $200 a year | Resets on January 1. | Yes |
| Uber One credit Auto-renewing Uber One membership charged to the card. | $120 a year | Resets on January 1. | No |
| Global Entry / TSA PreCheck $120 Global Entry or up to $85 PreCheck, once every 4 years from your last credit. | $120 every 4 years | Counts from the date of your last credit. | No |
Is the Amex Platinum worth it?
On paper the credits cover the fee 3.3 times over. In practice they're spread across 12 separate credits on monthly, quarterly, half-yearly and yearly clocks, and anything unused simply disappears. The honest number is what you actually use, valued at what you'd have paid anyway — that's what Credit Cadence's keep-or-cancel view shows, in your own numbers.
Questions
How many statement credits does the Amex Platinum have?
12: Hotel credit, Resy credit, Digital entertainment credit, lululemon credit, Uber Cash, Walmart+ credit, Equinox credit, CLEAR+ credit, Airline fee credit, Oura Ring credit, Uber One credit, Global Entry / TSA PreCheck.
How much are the Amex Platinum credits worth?
Up to $2,994 a year at face value, plus $120 Global Entry / TSA PreCheck every 4 years. They're only worth that if you use each one before it resets.
What is the Amex Platinum annual fee?
$895 a year, as published by American Express on Nov 8, 2026.
When do Amex Platinum credits reset?
It depends on the credit: Resets on January 1 and July 1. Resets on January 1, April 1, July 1 and October 1. Resets on the 1st of every month. Resets on January 1. Counts from the date of your last credit. Unused credit generally doesn't roll over.
Which Amex Platinum credits need enrollment?
Resy credit, Digital entertainment credit, lululemon credit, Uber Cash, Equinox credit, Airline fee credit, Oura Ring credit. Enroll in your American Express account first or the credit won't pay.
Is the Amex Platinum worth the annual fee?
Only if the credits you actually use — valued at what you'd have paid anyway — plus the card's other perks add up to more than $895. Face value alone is $2,994 a year; most people use some credits fully and others not at all.
Source: American Express, checked Nov 8, 2026. Benefits and terms change; confirm with American Express. Credit Cadence is independent and not affiliated with American Express.
Other cards: Amex Gold credits · Sapphire Reserve credits · Venture X credits